Войти

 Bank Saint Petersburg earned RUB 47.3 billion in FY 2023 

 

Bank “Saint Petersburg” summed results for FY 2023 according to International Financial Reporting Standards (IFRS). 

Key results of Bank Saint Petersburg according to the consolidated financial statements under IFRS for FY 2023:

  • Net interest income amounted to RUB 50.8 billion, incl. RUB 16.1 billion in 4Q 2023;
  • Net fee and commission income amounted to RUB 12.5 billion, incl. RUB 3.1 billion in 4Q 2023;
  • Net trading income amounted to RUB 10.3 billion, incl. RUB 1.1 billion in 4Q 2023;
  • Revenues amounted to RUB 74.6 billion, incl. RUB 20.6 billion in 4Q 2023;
  • Operating costs amounted to RUB 23.6 billion with Cost-to-Income Ratio stood at 31.7%, incl. RUB 5.3 billion and 25.9% in 4Q 2023 respectively;
  • The Bank’s result remained at the level of FY 2022 with Net income amounted to RUB 47.3 billion and Return on Equity (ROAE) amounted to 29.7%, incl. RUB 10.4 billion in 4Q 2023 (ROAE in 4Q 2023 amounted to 24.0%);
  • As of January 1, 2024, loan portfolio before provisions amounted to RUB 686.3 bn (+23.0% compared to January 1, 2023). Loans to corporate customers represented 76.9% of the loan portfolio, loans to individuals – 23.1%. Corporate loan portfolio has grown since the beginning of the year by 27.0% (+22.6% excl. currency revaluation) and amounted to RUB 527.4 bn. Retail loan portfolio grew by 12.2% and amounted to RUB 155.9 bn, incl. mortgage loans grew by 17.4%.
  • Loan portfolio quality. As of January 1, 2024, the share of problem loans was 5.2% (8.5% as of January 1, 2023). The rate of provisions for loan impairment amounted to 5.0% (7.6% as of January 1, 2023). Provision coverage of problem loans amounted to 96.8% (90.2% as of January 1, 2023).
  • As of January 1, 2024, customer deposits remained at the level of FY 2022 and amounted to RUB 651.1 bn with 60.8% of customer deposits belonged to individuals and 39.2% – to corporate customers.
  • As of January 1, 2024, the Bank's total capital calculated in accordance with the methodology of the Central Bank of the Russian Federation (Basel III), amounted to RUB 171.2 bn (+20.7% compared to January 1, 2023). The Bank’s Tier 1 capital amounted to RUB 156.3 bn (+24.0% compared to January 1, 2023). As of January 1, 2024, the Bank's Tier 1 capital adequacy ratio was 18.6% (18.1% as of January 1, 2023) and the Total capital adequacy ratio was 20.3% (20.3% as of January 1, 2023). The Bank’s Tier 1 capital and Tier 1 capital adequacy ratio include the Bank’s net income for FY 2023.

 

FY 2023 IFRS Financial Statements are available on the Bank’s website: https://www.bspb.ru/en/investors/financial-statements/IFRS

 Bank Saint Petersburg earned RUB 47.3 billion in FY 2023 

 

Bank “Saint Petersburg” summed results for FY 2023 according to International Financial Reporting Standards (IFRS). 

Key results of Bank Saint Petersburg according to the consolidated financial statements under IFRS for FY 2023:

  • Net interest income amounted to RUB 50.8 billion, incl. RUB 16.1 billion in 4Q 2023;
  • Net fee and commission income amounted to RUB 12.5 billion, incl. RUB 3.1 billion in 4Q 2023;
  • Net trading income amounted to RUB 10.3 billion, incl. RUB 1.1 billion in 4Q 2023;
  • Revenues amounted to RUB 74.6 billion, incl. RUB 20.6 billion in 4Q 2023;
  • Operating costs amounted to RUB 23.6 billion with Cost-to-Income Ratio stood at 31.7%, incl. RUB 5.3 billion and 25.9% in 4Q 2023 respectively;
  • The Bank’s result remained at the level of FY 2022 with Net income amounted to RUB 47.3 billion and Return on Equity (ROAE) amounted to 29.7%, incl. RUB 10.4 billion in 4Q 2023 (ROAE in 4Q 2023 amounted to 24.0%);
  • As of January 1, 2024, loan portfolio before provisions amounted to RUB 686.3 bn (+23.0% compared to January 1, 2023). Loans to corporate customers represented 76.9% of the loan portfolio, loans to individuals – 23.1%. Corporate loan portfolio has grown since the beginning of the year by 27.0% (+22.6% excl. currency revaluation) and amounted to RUB 527.4 bn. Retail loan portfolio grew by 12.2% and amounted to RUB 155.9 bn, incl. mortgage loans grew by 17.4%.
  • Loan portfolio quality. As of January 1, 2024, the share of problem loans was 5.2% (8.5% as of January 1, 2023). The rate of provisions for loan impairment amounted to 5.0% (7.6% as of January 1, 2023). Provision coverage of problem loans amounted to 96.8% (90.2% as of January 1, 2023).
  • As of January 1, 2024, customer deposits remained at the level of FY 2022 and amounted to RUB 651.1 bn with 60.8% of customer deposits belonged to individuals and 39.2% – to corporate customers.
  • As of January 1, 2024, the Bank's total capital calculated in accordance with the methodology of the Central Bank of the Russian Federation (Basel III), amounted to RUB 171.2 bn (+20.7% compared to January 1, 2023). The Bank’s Tier 1 capital amounted to RUB 156.3 bn (+24.0% compared to January 1, 2023). As of January 1, 2024, the Bank's Tier 1 capital adequacy ratio was 18.6% (18.1% as of January 1, 2023) and the Total capital adequacy ratio was 20.3% (20.3% as of January 1, 2023). The Bank’s Tier 1 capital and Tier 1 capital adequacy ratio include the Bank’s net income for FY 2023.

 

FY 2023 IFRS Financial Statements are available on the Bank’s website: https://www.bspb.ru/en/investors/financial-statements/IFRS


Android

О Банке

О компанииРеквизитыКарьера в БанкеПресс-центрКонтакты

Раскрытие информации

Информация обязательная к размещениюИнформация о процентных ставках по договорам банковского вклада с физическими лицамиРаскрытие информации профучастника рынка ценных бумагРаскрытие информации на сайте ООО «Интерфакс-ЦРКИ»


ПАО «Банк «Санкт-Петербург» использует файлы cookie для персонализации сервисов и удобства пользователей. Cookie содержат обезличенную информацию о прошлых посещениях сайта банка. Вы можете отключить сбор cookie в настройках браузера.

На информационном ресурсе применяются рекомендательные технологии. Подробнее. 

© 1990 – 2024 ПАО «Банк «Санкт-Петербург». Генеральная лицензия Банка России на совершение банковских операций №436 от 31.12.2014.

Разработано в MobileUp


Раскрытие информации

Информация обязательная к размещениюИнформация о процентных ставках по договорам банковского вклада с физическими лицамиРаскрытие информации профучастника рынка ценных бумагРаскрытие информации на сайте ООО «Интерфакс-ЦРКИ»


ПАО «Банк «Санкт-Петербург» использует файлы cookie для персонализации сервисов и удобства пользователей. Cookie содержат обезличенную информацию о прошлых посещениях сайта банка. Вы можете отключить сбор cookie в настройках браузера.

На информационном ресурсе применяются рекомендательные технологии. Подробнее. 

© 1990 – 2024 ПАО «Банк «Санкт-Петербург». Генеральная лицензия Банка России на совершение банковских операций №436 от 31.12.2014.

Разработано в MobileUp