Bank Saint Petersburg attaches great importance to the successful development of the regions of its presence, strictly adhering to social responsibility principles in its business operations. As the largest private bank in the Russian Northwest, Bank Saint Petersburg never distances itself from socially significant projects in the region, but rather takes an active part in them.
The Bank pays particular attention to the following three groups of social responsibility initiatives: Supporting underprivileged children, developing the urban environment, and encouraging financial awareness.
CHARITY AND SPONSORSHIP
In 2018, the Bank continued its long-term aid program for Kolpino Family Education Support Center No. 9 (formerly known as Foster Care Center No. 27). The project started in 2006 when the Bank joined the Board of Trustees of this institution. In addition to improving the Center's facilities and infrastructure, the Bank also offers the children additional vocational training, healthcare and leisure activities, vocational guidance. The Bank is sponsoring study and interest groups, Graduates Club, a range of excursions and trips as well as educational materials and games, facilities and resources. The Bank regularly provides incentives for talented teachers at the Center.
Bank Saint Petersburg is actively involved in implementing socially important charity programs in the city. For 13 years, the Bank has been supporting the Helping Homeless Dogs Charity Foundation. Funds are allocated to shelter 550 stray dogs and 100 cats.
Fittingly for its High Culture Banking slogan, Bank Saint Petersburg continues to support important cultural initiatives in the city. Already for the seventh time, in 2018 the Bank became the title partner of the traditional St. Petersburg Museum Night, one of the city's most spectacular annual cultural events. More than 95 000 people visited 110 participating St. Petersburg’s museums.
For the fourth time, the Bank sponsored another landmark project of the year — the Opera for Everyone International Festival, which showcased various masterpieces of classical opera. It gave local residents and visitors of St. Petersburg the chance to enjoy open-air performances of some of the world’s most popular operas, against the backdrop of the city's famous architectural complexes, completely free of charge.
One of the Bank’s most significant charity projects was an initiative to reallocate part of the budget intended for the New Year’s corporate gifts to charities. The replacement of gifts by charity efforts allowed not only the Bank, but also its customers and partners to support a project to create a psychological release room for Family Education Support Center No. 9.
harities. The replacement of gifts by charity efforts allowed not only the Bank, but also its clients and partners, to support a project to create a music studio for Family Education Support Centre No. 9.
EMPLOYEE VOLUNTEER INITIATIVES
In addition to its traditional charity events, since 2012, the Bank has supported its employees in their volunteer projects. During 2018, the Bank’s employees volunteered for a number of important charity projects, including:
- The White Flower and Dreams Come True projects supporting a children's hospice in St. Petersburg;
- Supervision of lessons and workshops as well as socialization, adaptation and career guidance classes at Family Education Support Center No. 9. This project has existed in the Bank since 2015. Within this project the Bank’s employees visit the center, hold workshops, supervise excursions and visits to culture and sport events, and communicate with its children. Career guidance is an important part of the project: The Bank’s initiative to visit enterprises is actively supported by corporate customers. The project aims to assist socialization and prepare children for adult life;
- The Good Deeds New Year Tree campaign organized by the Bank within the city festival Kind St. Petersburg. Around 200 employees of the Bank gathered New Year gifts worth more than RUB 100 thousand for disadvantaged children and families as well as for graduates of Leningrad siege orphanages;
- The Bank’s volunteers organize one-off ecological campaigns: Clean up forest areas and parks, plant trees and supervize open air entertaining and educational events for Family Education Support Center No. 9.
In 2018, the Bank issued a guarantee to Darmet Plus LLC in the amount of RUB 59 mln to fulfill the government contract for the provision of services for the transportation of municipal solid waste in the territory of the Kaliningrad Region. The beneficiary is the state enterprise Unified Waste Management System.
In 2018, the Bank issued a guarantee to GAT BASIN LLC in the amount of RUB 207 thousand for the purpose of ensuring the fulfillment of obligations under the concession agreement concluded between GAT BASIN LLC and the Leningrad Region. In accordance with the concession agreement, GAS BASIN LLC performs the design and construction of a swimming complex with a total area of 9 460.1 square meters in the city of Gatchina, Leningrad Region, which will include three pool bowls and four sports halls.
In 2018, the Bank issued a guarantee to Modern Engineering Technologies in Construction LLC in the amount of RUB 80 mln for the purchase of a tomograph for the Kaliningrad City Clinical Emergency Medical Hospital.
The bank issued 243 guarantees to BAZA MARIA LLC in the amount of RUB 94 mln for the execution of government contracts for the food products supply in more than 150 St. Petersburg state budgetary institutions of pre-school education, general educational institutions, as well as healthcare institutions in St. Petersburg.
The Bank provided a loan to JSC Stroyinvest in the amount of RUB 130.0 mln to finance the work under the contract with St. Petersburg State Unitary Enterprise Fund for Capital Construction and Reconstruction for the construction of a general education school for 825 places.
In 2018, the Bank’s product line expanded by addition of escrow accounts. This new actively developing business line has been highly demanded from the start among citizens involved in transactions of sale and purchase of real estate/claim assignment/payments for agent services for support of real estate transactions. The whole escrow account payment cycle in the Bank is offered free of charge. Bank Saint Petersburg is the only bank working with this product on the RF secondary market and one of the first banks to open such accounts on the primary market.
With its expertise in the retail sphere and its reputation as a reliable partner, Bank Saint Petersburg renders products and services that are in high demand and have a major social impact. This includes mortgage loans, the maternity (family) capital payments scheme, the social security payments scheme, and the pension scheme.
In 2018, the Bank continued to participate in targeted citywide programs, such as Affordable Housing for the Young and Development of Long-Term Housing Finance in St. Petersburg, striving to make borrowing convenient and affordable for private customers.
For the past 16 years, the Bank has been issuing and servicing the Newborn Social Benefits cards, to which child benefit payments are credited, and can subsequently be used to make payments for baby and childcare products in specialized stores. As of January 1, 2019, more than 245 000 Newborn cards were issued.
For guardians and trustees, the Bank provides the opportunity of opening accounts with the wards as beneficiaries. In addition, the corporate cards issuance to the guardian or trustee accounts is implemented, providing round-the-clock access to the funds in the accounts of the beneficiaries.
For pensioners in St. Petersburg, the Leningrad Region, and the Kaliningrad Region, the Bank issued about 50 000 cards. Customers can apply for pension benefits through Internet Bank. In order to encourage financial awareness among retired customers, the Bank holds Retiree Days where employees talk about secure use of payment cards and services as well as payment of housing and utility bills from home. Bank Saint Petersburg offers its retired customers to open a Pension Deposit, while customers whose pensions are paid through a card with the Bank or who applied to transfer their pension to Bank Saint Petersburg are offered an increased deposit rate on their Pension Deposit.
Moreover, the Bank issues MIR pension cards with up to 20% of cashback for purchases with our partners for retirees of St. Petersburg, the Leningrad region and Kaliningrad region.
Taking into account customers’ opinion on the most important features of deposits, the Bank has launched a Manageable Deposit. If needed, owners of such accounts may use a part of funds without losing interest. This deposit is targeted at broad audience and its rates vary depending on deposit period, so that each customer may choose a profitable deposit scheme.
In February 2018, the Bank has launched courier delivery of cards. Nowadays, this service enjoys stable demand among customers, especially among retirees and disabled ones. The courier service delivers cards at a time and place most convenient to customers — at work or at home, while the issuance procedure takes less than 10 minutes.
ITMO University and Bank Saint Petersburg implement several significant joint projects in scientific and technical sphere, classic and innovative banking. Staring from the new 2018 academic year, Bank Saint Petersburg and ITMO University have launched a campus project — a single campus card for students called ITMO.FAMILY, through which their scholarship is paid. Moreover, the card serves as a pass to the University premises. Later the campus card will also replace university library card, dormitory pass and student record book.
Bank Saint Petersburg is fully aware of the importance of building a healthy social environment and will continue to be actively involved in the social life by implementing its traditional charity projects and encouraging employees’ volunteer initiatives.