Business Divisions Review

Сorporate banking

The Bank continues to improve its performance by offering a wide range of cutting-edge banking services to small, medium and large-sized enterprises, taking into account each client group’s particular requirements and interests.

To date, the Bank has 52 000 corporate customers. Bank Saint Petersburg’s corporate banking business remains primarily focused on the regional market of St. Petersburg. In addition, the Bank strengthened its positions in Kaliningrad in 2015 through the creation of its Evropeisky Branch, which currently has over 9 000 corporate customers (Bank Saint Petersburg completed the integration of Bank Evropeisky in Kaliningrad, reorganizing it together with the Bank's Kaliningrad Branch into the new Evropeisky Branch). In 2016, Bank Saint Petersburg also strengthened its presence outside the home Northwest region: the Bank opened a representative office in Novosibirsk, focused on working with corporate clients.

Loans to legal entities represent 83.0% of the total loan portfolio. The breakdown of the Bank’s corporate portfolio by sector reflects St. Petersburg’s economic structure, which has a high proportion of construction, real estate, trade and production, allowing the Bank to benefit from all the advantages of the region’s economic structure, as well as to contribute to its development.

read more

Retail banking

As one of the key players in St. Petersburg’s retail banking services, Bank Saint Petersburg aims to become the first bank of choice for the city's residents. The Bank currently has 1 770 000 retail customers, forming a solid base for the future successful growth of its retail business.

Throughout 2016, the retail loan portfolio increased by 11.7% to RUB 54.4 bn. While mortgage loans gained 20.0%, consumer and car loans showed a 4.3% and 35.3% decline respectively. The share of loans to individuals reached 17.0% of the total loan portfolio.

In 2016, the total amount of retail deposits decreased by 0.3%, totalling RUB 187.4 bn. The share of retail deposits amounted to 52.4% of total customer deposits.

read more

Private banking

Since 2007, the Bank has successfully been developing a modern Private Banking business, providing personal banking services to the wealthiest private clients.

The Bank's VIP customers are served at a specially designated, centrally located office, which features the highest standards of comfort, safety and confidentiality, including a separate parking area and a convenient vault room.

As of January 1, 2017, the total number of VIP-segment clients stood at 2 109, of whom 1 348 were members of the VIP-Club Private Banking BSPb, a private club for wealthy private clients. In the uneasy economic climate of 2016, the volume of deposits from the VIP-segment increased by more than 5%, reaching more than RUB 46.8 bn.

read more

Digital Banking

read more